Nonprofit organizations that rely on help from volunteers to transport clients or materials between sites need to evaluate associated risks and create policies aimed at mitigating liability exposure. Whether volunteers will use their own vehicles or vehicles owned by the organization, it will be necessary to take active measures to ensure that all vehicles will be operated safely and the organization will be adequately insured in the event of an accident.
Screen Volunteer Drivers
Before your organization’s volunteers can take the road, you’ll need to conduct a thorough driving record check to identify if they have a history of driving offenses or involvement in multiple accidents. Problematic driving histories may indicate that it’s not safe for an individual to drive on the organization’s behalf.
Ensure that Drivers Will Be Adequately Insured
When volunteers provide their own transportation, there may be a presumption that their personal auto insurance will provide complete protection for volunteer vehicle liability in the event of an accident. However, it’s necessary to consider that most states’ insurance coverage requirements are fairly limited, and individuals’ insurance policies may not address all possible forms of damage or liability. The best way to resolve this potential problem is for an organization to carry separate comprehensive insurance policies with adequate coverage amounts.