Insurance to Protect Your Home Against Flooding

Insurance to Protect Your Home Against Flooding

Texas has seen more than its fair share of hurricanes lately and residents have quickly realized that common homeowner’s insurance isn’t enough to protect against flooding. That’s why you need private flood insurance in Texas.

The Importance of Flood Insurance

As common as flooding is for homeowners, it’s not always covered under most insurance policies. However, due to the damage water can cause to a home, it’s essential for people who live in hurricane areas or areas with heavy rainfall to be protected.

FEMA stated that even an inch of water can do severe damage to a home. A major flood can be even worse. Having flood insurance as part of your home policy can take away some of the stress of an oncoming storm.

It’s important to remember that this type of insurance generally takes 30 days to process. That means you need to have this before a storm approaches so you can be adequately covered by the time rain hits the ground.

Be Prepared for The Worst

There are risks for buying a house but some risks can be mitigated with the right insurance. Private flood insurance in Texas provides extra protection for your home in the event of heavy rainfall or a hurricane. That way, you know you’re covered before the storm hits and that you can recover afterwards.